"If you want to run fast, run alone.
If you want to run far, run together."
-African Proverb
Services
As I designed my service offerings, I had two primary goals: 1) Ensure I am accessible to everyone who needs professional help, and 2) Make access affordable, even for those who do not have much investable assets.
This led to our offering of three distinct yet highly interrelated services. Each service answers a precise question on your financial journey:
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Where am I today?
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Where am I going, and how do I get there?
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I need some help!
When all pieces work together, they lead to a comprehensive process that determines your financial purpose, health, and goals and gives you a roadmap to fulfill them.
1. Where Am I?
Like a GPS that tells you exactly where you are, do you know where you are financially right now? Is your Savings Rate too low? Are you overly exposed with a high Equity Rate? Is your Liquid Term sufficient in case something bad happens? Is your asset portfolio well diversified across real estate, employment and business? How long are you going to be ok if you lose your job tomorrow?
Introducing, Financial Pulse.
2. Where Am I Going & How Do I Get There?
You need a destination. What is your financial goal? What are you hoping to accomplish financially? Retire and travel the world? Not run out of money in retirement? F.I.R.E.? Save for college for your kids? Leave an inheritance to the grandchildren or a charity? All of the above?
How do you get there? What is the plan of action to get to the destination?
This is your Financial Roadmap. It's a map to your destination and a set of actions that gets you there.
3. I Need Help!
Even with GPS and a good map, you may still need help to get to your destination. Because an expert guide has helped others on similar journeys and can anticipate problems and ways to resolve them, their expertise could increase your chances of reaching your destination, perhaps at an adjusted pace, or doing some bonus sightseeing along the way.
This is On-Demand Advice.
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4. Holistic Approach
Putting all parts together, you have a full-time partner walking alongside you, monitoring your plan, tracking your progress, and making adjustments along the way. This partnership dramatically increases your probability of success in fulfilling your financial desires.
This is Holistic Financial Planning. Let us be your guide.
1. Financial Pulse
Where am I?
Like a GPS, Financial Pulse tells us exactly where you are right now financially.
Should something be off, you can quickly see your scorecard of key health indicators and engage us to diagnose your situation and make the adjustments as quickly as possible. If issues are caught early enough, you can much more easily make the necessary changes to avert future disasters.
This is the most efficient and cost-effective way to engage with a CFP® professional.
Here are the key ratios we track on your scorecard that assess your current financial picture.
Download our complete Fee Schedule
2. Financial Roadmap
Where am I going and how do I get there?
Without a map and a well-defined destination, you'd never know if you're getting closer to where you want to be. Developing a roadmap for your financial life is crucial. This personalized roadmap (a.k.a. Your Financial Plan) sets a course of action for your financial journey.
This is a one-time personalized roadmap development. For ongoing partnership, please see Holistic Financial Planning.
Your Financial Roadmap may include some or all of the following areas:
Retirement Planning
Risk Analysis
Portfolio Management
Estate Planning
Asset Protection
Tax Planning
Stewardship Giving
Education Planning
Offering | Standard | Advanced | Premier |
|---|---|---|---|
Fee | $3,497 | $5,497 | $7,497 |
Income Tax Planning | x | ||
Business Planning | x | ||
Family Financial Education | x | ||
Wealth Transfer Scenarios | x | ||
Estate Planning | x | ||
Equity Compensation Analysis | x | x | |
Social Security and Medicare | x | x | |
Roth Conversion Review | x | x | |
Risk and Insurance Analysis | x | x | |
Education Planning | x | x | |
Multiple Goal Analysis | x | x | |
What-If Scenarios | x | x | |
Cash Flow Planning | x | x | |
Charitable Giving | x | x | x |
Net Worth Statement | x | x | x |
Goals Tracking | x | x | x |
Behavioral Financial Coaching | x | x | x |
Beneficiary Review | x | x | x |
Retirement Planning | x | x | x |
Investment Review | x | x | x |
Meeting Frequency | During Financial Roadmap Project | During Financial Roadmap Project | During Financial Roadmap Project |
Download our complete Fee Schedule
3. On-Demand Advice
I need help!
Our On-Demand Advice service offers clients the convenience and flexibility of personalized support on an as-needed basis. Our CFP® professional is available to meet with you to discuss various financial topics. Our On-Demand Advice service allows clients to get tailored advice and support without committing to a long-term financial planning relationship.
Based on availability.
$350
per hour
Download our complete Fee Schedule
4. Holistic Financial Planning
Putting it all together
Our Holistic Financial Planning service combines all three services into one, providing clients with a comprehensive approach to all their financial goals and desires.
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First, your current financial health is assessed with Financial Pulse.
Second, your personalized Financial Roadmap is developed through a carefully crafted process to understand both your views towards money and the financial goals you are striving towards.
Third, you'll have unlimited and direct access to your CFP® professional, your guide, to strategize and recommend timely adjustments so that you can stay on track and achieve your long-term financial desires.
Please Note: We limit the number of Holistic Financial Planning clients we take on to ensure we engage deeply with our clients and their families.
Our 7-Step Financial Planning Process:
Download our complete Fee Schedule
Ready? Let's do this Together
Schedule a 30-min introductory meeting