"If you want to run fast, run alone.
If you want to run far, run together."
-African Proverb
Service & Fees
Our pricing is simple and easy to understand. We don't sell commission products nor do we receive kickbacks from any professionals or products we recommend. What you pay is our only compensation. This is the meaning of a Fee-Only model.
INVESTMENT MANAGEMENT Only
Using low-cost ETFs and mutual funds, sprinkled in with individual stocks, bonds, CD's and treasuries, when applicable, we will professionally manage your investment portfolios. Services include:
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Current holdings review
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Analyze, research, recommend, and adjust portfolio investments, including model portfolios and/or individual investments
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Asset allocation
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Periodic rebalancing
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Gain/loss harvesting
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Investment suitability given your risk tolerance, time horizon, goals, and current financial situation
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Fiduciary responsibility to ensure recommendations are in your best interest
FINANCIAL HEALTH MONITORING
As an added benefit, all investment management clients gain access to our financial health monitoring tool. This tool tracks your key financial vital signs, helping us quickly identify any warning signs that may need attention while keeping you accountable in building and growing your wealth.
FINANCIAL PLANNING
The financial planning process includes a comprehensive review and analysis of your current financial situation (Where are you today?), identifying your financial objectives and goals (Where are you going?), and a detailed personal recommendation, including specific steps and time frames, to achieve those goals (How do I get there?).
Some areas we review include:
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Cash flow analysis
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Asset protection
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Tax planning
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Charitable planning
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Investment portfolio management
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Risk analysis
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Estate planning
Initial Plan Development
New clients begin with a one- to two-month initial planning engagement. 50% is due upon the engagement's signing, and the remaining balance is due upon the presentation of the financial plan.
Ongoing Plan Updates
After the delivery of the initial plan, you may choose to stay on with our ongoing planning service. Ongoing updates focus on new or anticipated changes to your situation and how they may affect your existing financial plan. Ongoing planning service includes unlimited contact with your CERTIFIED FINANCIAL PLANNER™ professional throughout the year.
*Total Asset Value is inclusive of, but not limited to, checking/savings, taxable accounts, vested equity compensation, IRAs, college savings accounts, HSAs, and employer plans such as 401(k)/403(b). Equity in primary residence is excluded.
** Fees may vary depending on complexity of situation.
Optional: Investment Management
We do not require you to move your investment assets for us to manage. However, if you choose to do so, our professional investment management allows us to fully integrate and execute financial planning strategies in your portfolios. If we manage $1M+ of your assets, financial planning is included.
Schedule Appointment
Schedule a 20-min introductory meeting